Next - Gen Business Banking

Built for SMEs, Financial Institutions & Enterprises

Business

One platform for all SME business needs.

Essential Products

XONO APP

Onboarding, 2FA for approvals and personal banking for teams.

IBAN
Multi-currency IBAN accounts.
Cards
Issue and manage corporate debit cards.
Crypto Wallets
Hold & manage digital assets.
FX / Swap
Convert between currencies/assets.

Advanced Tools

Payroll
Pay teams and contractors globally.
See Product
E - commerce Pay
For online businesses.
Invoicing App
Create and send invoices, accept offline payments via SoftPOS.
See Product

Build Your Digital Asset Core with Experts

FLEXIBLE DEPLOYMENT OPTIONS

Financial institutions and enterprises need flexible infrastructure. XONO Pro delivers modular, white-label solutions for digital assets - choose what you need, deploy how you want. Our experts will guide your setup.

PRO

End-to-end regulated infrastructure for financial institutions and enterprises - to integrate digital assets or build crypto products.

Crypto processing
Wallet-as-a-service, crypto payments, Top-10 blockchains, non custodial/ custodial wallets.
Card processing
Issuing, acquiring and transaction processing for Principal members (Visa/MC).
Payment processing
Payment gateway and checkout page with 200+ payment methods.
Financial Infrastructure
SaaS, WaaS, CaaS, BaaS, White label solutions.

Build the Future
of Finance with

PRO

Whether you're a bank, fintech, or platform expanding into digital assets, XONO gives you the infrastructure to move fast, stay compliant, and scale with confidence.

Tell us about your use case — and we’ll show you what’s possible.

Let’s connect.

Fill out the form — we’ll reach out to discuss the right solution for your needs

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What makesunique?

Fully independent
infrastructure

Own the entire stack
Proprietary card processing, crypto nodes, and payment rails - we don't rely on external providers.
Direct Settlement Card-to-Crypto
End-to-end transactions between cards and USDC with zero intermediaries - instant settlement at true cost.
Banking-Grade Infractructure
Security & compliance: All required certifications - ISO 27001 / PCI DSS / SOC-aligned systems / DORA.
FraudProtection
Visa Fraud Tools + LexisNexis integration deliver enterprise-level fraud monitoring for crypto transactions.
Principal Members
Visa and Mastercard Principal member and a certified processing centre. Now in the process of obtaining permits in all jurisdictions.

Regulatory compliance is a core pillar of our infrastructure

15+ licenses and certifications - active and currently in-progress applications